Happy New Year – 2022
At this time of the year we find advice from every avenue on How to plan, How to set goals and How to manage our business, I bet you are surprised to know I tend to ignore the lot!
My go to plan is get back to basics, update my annual budget, check my insurances & plan my business diary.
We think about our clients and we do everything we can to make their insurance experience as clear and easy as possible.
So its that time again to “go forth and conquer” you’ve got this!
Set a huge goal and go for it, one little bit at a time.
All the best to you and your business for 2022
In this issue we’ll be looking at:
• ACC Cover Plus Extra
• Debt Protection Plan
• Total & Permanent Disability Insurance
Enjoy your day,
ACC Cover Plus Extra
ACC cover plus extra – if you now pay yourself a wage/salary and are paying PAYE then your Cover Plus Extra will not work, your ACC will go back to standard ACC claim. Make sure you have your ACC set up correctly as it may cost you in your time of need.
Debt Protection Cover
Is designed to fund business debt repayment upon total long-term disability, total and permanent disability, terminal illness or death of any employee, owner or sole trader, whose death, terminal illness or total long-term disability would trigger a requirement for the repayment of debt.
Calculate your business insurance needs and complete a regular check to ensure your business will survive the part-time of permanent loss of a key person
Total & Permanent Disability Insurance
Total Permanent Disability Insurance (TPD) provides you a lump sum payment should you completely lose the ability to ever work again (or carry on your normal tasks, if you are not employed) as a result of illness or injury. It is designed to help alleviate financial impact that losing your income forever would likely cause. You can use the lump sum to reduce debt, purchase specialised equipment, modifications to your home, provide additional care, amongst other things – the choice is yours. This is a critical protection for any business, especially if you can never work again because of a total or permanent disability.
Thinking out loud
It’s not what happens, it’s how you handle it
Don’t think about what might go wrong, think about what could go right
Insurance – Did you know?
Accuro Health Insurance and Life Flight Trust are pleased to announce that Accuro is now the Principal Air Ambulance Supporter for their fixed wing services (Life Flight also operate the Westpac rescue helicopter).