Keep in Touch – January 2022
January 17, 2022

Keeping in Touch – February 2022

Client Newsletter

So here we are in February already, time to knuckle down and ensure we still follow our dreams and set some goals for 2022. Firstly I will ensure I have the basics covered, what will our isolation plan be for our family? Where is the best place in our home for a family member to isolate? What will they need ?

Check out the government website below
https://covid19.govt.nz/isolation-and-care/how-to-self-isolate/

Everyone needs a purpose, whether it is big or small, a good purpose is what will help us get through tough times, What’s your purpose? My business purpose is to ensure our clients have the insurance cover they need, within their current budget. If things have changed for you, please do let us know, we will readjust your insurance plan to suit your current needs.

We recently had a client who was obviously unhappy with her premiums, she refused to discuss her options and forgot to use her manners! At Jones Insurance we are her for our clients, we are here to help you. It’s ok to tell us if you are having a tough time, we will help you make changes to your policy. We don’t work for the insurance company, we are always happy to help decrease your costs.

Are you concerned about your payments? Are you unsure about the cover you have or do you think you are underinsured? If so please do contact us.

Have a fabulous February – Remember to say “Happy Valentines” to the one you love, go on it will be fun!

In this issue we’ll be looking at:

• Tips to limit your child’s screen time
• Trauma Cover
• Special Events Increase

Enjoy your day,
Paula Jones

FSP82763

Tips to Limit your Child’s Screen Time

Source: NIB

1. Implement non-negotiable time to be ‘unplugged’.
This goes for everyone in the family! The parental control “do as I say, not as I do” approach might be tempting, but it can easily spark a dispute and lead to conflict. Modelling healthy device use will encourage the same behaviour in your children. For example, you could set in place a two-hour device-free window around dinner time and make it a ritual to sit down together as a family.


2. Have some clever alternatives to keep them entertained.
We’re all guilty of using devices to keep kids occupied from time-to-time (and that’s okay!), but the more you can encourage your kids to engage in other activities, the less likely they’ll develop a reliance on the device.
Try organising a sports day with their friends or get in front of the camera and let their creative minds run wild as they develop their own content. Having other fun and exciting options on standby, and not having standard screen time as the default option will encourage healthier habits around device usage.


3. Bedrooms = device free zones
This includes TVs, computers, and any hand-held devices. Making their bedroom a screen-free zone means you can keep an eye on how much time they’re really spending on devices (and makes it a little easier to monitor what they’re doing on them). It also prevents children from using them late at night, which can have a huge negative impact on sleep patterns.


4. Give your child control.
This doesn’t mean letting them run loose with unlimited screen time – but getting kids to adhere to the rules can be a lot easier when they feel they’ve been able to have input. And in the process, you’ll have taught them something about compromise too. Once you’ve got agreement on some general rules, give kids the freedom to choose how and when to make use of their device time, and make them accountable for it.

Trauma Cover

 

Trauma Cover provides a lump sum payment should you suffer a predetermined health condition. The covered conditions are by nature serious and potentially life threatening and, as a result, can have a significant financial impact. Trauma Cover is designed to help alleviate the financial impact. The lump sum can help to purchase specialised equipment, pay for home modifications, provided additional care, or reduce debt. 

Special Events Increases

Most insurance Companies offer Special Events Increases on your current cover without medical underwriting. Special Events can be such things as:

  1. Purchasing a New Home,
  2. Residential Investment,
  3. Holiday Home or Residential Land purchase
  4. Receiving an increase in your Annual Salary
  5. A new baby
  6. Getting Married or entering a Civil Union
  7. Death of a family member

There are some limitations around when and how much you can increase your cover under this benefit, these do vary depending on your provider. Contact me if you have had a Special Event and would like to find out more

Thinking out loud

We can only become that which we believe ourselves to be

Positive thinking:

Doing what you like is freedom, liking what you do is happiness!

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