Keep in Touch – Client December 2024
December 30, 2024Keep in Touch – Client December 2025
December 1, 2025Keeping in Touch – October 2025
Client Newsletter
Spring is here! With the warmer days and longer sunlight hours, it feels easier to be productive both at work and at home. As you tick things off your to-do list, how about giving your insurance plan some thought?
A quick 15-minute chat is all it takes to review what your premiums are covering and what they might not.
Having the right cover in place can make an unexpected illness much easier to manage, especially with financial support from your insurance company and the team at Jones Insurance consultants assisting you with your claim.
Unexpected illnesses can happen at any time. Do you know someone who has been through their cancer journey? How did it affect their family financially? More importantly, how could you better protect yourself and your loved ones?
A simple conversation with me, can give you clarity and peace of mind, knowing that you have the right support in place should the unexpected occur. You know we’re here to help.
If you’d like to schedule a chat, you can book a time that suits you here:
Thank you for trusting us to assist you with your personal insurance plan. We are continuing to upgrade and improve our systems to offer a first class service for you.
In this issue we’ll be looking at:
- Total Permanent Disability Insurance
- What we do as Insurance Advisers
- Mortgage Cover
- Recipe of the Month: Spiced Orange and Date Loaf
Book a time for an appointment.
Enjoy your day,
Paula Jones
FSP82763
What is Total Permanent Disability Insurance?
Total Permanent Disability Insurance (TPD) provides you a lump sum payment should you completely lose the ability to ever work again (or carry on your normal tasks, if you are not employed) as a result of illness or injury. It is designed to help alleviate financial impact that losing your income forever would likely cause. You can use the lump sum to reduce debt, purchase specialised equipment, modifications to your home, provide additional care, amongst other things – the choice is yours.
What we do as Insurance Providers
Insurance Advisers provide you free expert advice to help you understand Insurance and to ensure you have the best cover for your current and future needs. We have agencies with a number of different Insurance Companies, therefore a broad knowledge of their products, services and underwriting. We can provide you with up-to date research reports to help you in deciding which product or company best fits you and your family’s needs.
If the worst happens, we are here to help you at claim time, we will liaise with your insurance company to get the best possible outcome for you and your family. We will cover the cost of your first appointment.
NIB Policy Changes
In order to keep premiums manageable, and to continue providing cover for the things that matter most, there are some changes being made to nib health insurance policies. Core cover, including private hospital admissions, surgery and cancer care remains in place.
For a summary of the changes, please refer to the supplied table from NIB.
If you need any assistance with understanding their changes or your increased premiums, please do contact me, and we will look at your options to help you keep your private medical insurance within your budget.
Recipe of the Month – Carrot, Orange & Ginger Loaf
Ingredients
- 1 ½ cups flour
- 1 tsp baking soda
- 1 tsp baking powder
- 1 tsp ground ginger
- ½ tsp cinnamon
- ¾ cup brown sugar
- 2 eggs
- ½ cup oil (Canola or light olive)
- 1 cup grated carrot
- Zest & juice of 1 orange
- 1/4 cup chopped walnuts (optional)
Instructions:
1. Preheat oven to 170°C and line a loaf tin.
2. In one bowl, whisk eggs, sugar, oil, orange juice & zest.
3. In another, combine dry ingredients.
4. Add grated carrot (and walnuts if using) to the wet mix, then fold through dry ingredients until just combined.
5. Bake for 45–55 mins or until a skewer comes out clean.
6. Cool slightly, then drizzle with a quick icing made from orange juice + icing sugar.
Enjoy!
Positive thinking:
‘This time, like all times, is a very good one if we but know what to do with it.’Follow us on Facebook
Jones Insurance Consultants FSP 762912. Free source and thank you
Why Jones Insurance Consultants?
We are specialists who protect individuals and their families against the unexpected and the inevitable.
